*{box-sizing:border-box}body{margin:0;background:#f7f9fc;color:#172238;font:16px/1.7 system-ui,-apple-system,Segoe UI,Arial,sans-serif}a{color:#1257a5}a:hover{text-decoration:underline}.wrap{max-width:1180px;margin:auto;padding:0 20px}.top{background:#fff;border-bottom:1px solid #e3e9f2;position:sticky;top:0;z-index:10}.nav{display:flex;gap:18px;align-items:center;justify-content:space-between;min-height:76px}.brand{font-weight:850;font-size:22px;color:#152e52;text-decoration:none}.navlinks{display:flex;align-items:center;gap:18px;flex-wrap:wrap}.navlinks a{text-decoration:none}.btn{display:inline-block;background:#f07818;color:#fff!important;padding:12px 22px;border-radius:10px;text-decoration:none!important;font-weight:800;box-shadow:0 4px 12px #f0781833}.btn:hover{background:#d9660b}.banner{display:block;margin:22px auto 12px;max-width:970px;width:100%;height:auto;border-radius:9px}.hero{display:grid;grid-template-columns:1.5fr 1fr;align-items:center;gap:35px;padding:28px 0 40px}.hero h1{font-size:clamp(30px,4vw,49px);line-height:1.14;margin:10px 0}.hero p{font-size:18px;color:#516078}.hero img{width:100%;max-height:270px;object-fit:contain;border-radius:12px}.search{display:flex;background:white;border:1px solid #cfd8e6;border-radius:12px;overflow:hidden;max-width:680px}.search input{width:100%;padding:16px;border:0;outline:0;font:inherit}.search button{background:#164b8b;color:white;border:0;padding:0 20px;font-weight:700;cursor:pointer}.section{margin:25px 0 45px}.section h2{font-size:26px}.cards{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:16px}.card{display:block;background:white;border:1px solid #e0e7f0;border-radius:13px;padding:20px;text-decoration:none;color:#172238;box-shadow:0 2px 9px #17223809}.card:hover{border-color:#8ab2e3;box-shadow:0 8px 24px #17223814}.card h3{margin:0 0 7px;font-size:18px;line-height:1.4}.card p{margin:0;color:#65758a;font-size:14px}.pill{font-size:12px;color:#21599d;font-weight:750;text-transform:uppercase;letter-spacing:.04em}.crumbs{font-size:14px;color:#63748b;padding:20px 0}.crumbs a{text-decoration:none}.articlegrid{display:grid;grid-template-columns:minmax(0,1fr) 270px;gap:24px;align-items:start}.paper,.aside{background:#fff;border:1px solid #e1e7f0;border-radius:14px;padding:30px}.paper h1{font-size:clamp(28px,3vw,39px);line-height:1.2;margin:10px 0 22px}.paper h2{font-size:24px;margin-top:30px;line-height:1.35}.paper h3{font-size:20px;margin-top:24px}.paper img{max-width:100%;height:auto}.paper p,.paper li{overflow-wrap:anywhere}.paper table{border-collapse:collapse;max-width:100%;display:block;overflow:auto}.paper td,.paper th{border:1px solid #ddd;padding:8px}.paper blockquote{border-left:4px solid #a4b8d3;padding-left:16px;color:#5e6c7f}.aside{padding:20px}.aside h3{margin-top:0}.aside a{display:block;margin:0 0 13px;text-decoration:none;font-size:14px}.bottomcta{background:#eef5ff;border-radius:12px;padding:22px;margin-top:25px}.footer{background:#17273e;color:#d8e1ed;padding:34px 0;margin-top:55px}.footer a{color:#e6ecf5}.pagination{display:flex;gap:10px;flex-wrap:wrap;margin:22px 0}.pagination a{background:#fff;border:1px solid #dae4f0;padding:8px 14px;border-radius:8px;text-decoration:none}.formbox{max-width:730px;background:white;padding:28px;border:1px solid #dde5f0;border-radius:16px;margin:25px auto}.formbox label{display:block;margin:14px 0 6px;font-weight:650}.formbox input,.formbox select,.formbox textarea{width:100%;padding:13px;border:1px solid #cbd5e1;border-radius:8px;font:inherit}.formbox input[type=checkbox]{width:auto}.formbox button{border:0;cursor:pointer}.note{color:#62728b;font-size:14px}.hide{display:none!important}@media(max-width:850px){.hero{grid-template-columns:1fr}.hero img{max-width:380px}.cards{grid-template-columns:repeat(2,minmax(0,1fr))}.articlegrid{grid-template-columns:1fr}.aside{order:2}}@media(max-width:550px){.cards{grid-template-columns:1fr}.nav{flex-wrap:wrap;padding:12px 0}.navlinks{gap:12px}.paper{padding:20px}.search button{padding:0 12px}}